THE FERRARA
LAW FIRM
- FAQs
The Ferrara Law
Firm
Frequently Asked Questions
Unsafe Products
1) How can I tell whether or not any of the products
I own are defective?
A. One of the best ways to determine if a product you
own is defective is by your own observations of the product while in use.
Does the product perform the way the manufacturer represents that it
should perform? If not, the product may be defective. Unfortunately, many
if not most defects are not apparent to users and are hidden within the
product not surfacing until the product has caused injury. A great way to
identify dangers before they cause injury is to check with the Consumer
Product Safety Commission.
You can write them at:
U.S. Consumer Product Safety Commission
Washington, D.C. 20207-0001
or log onto their website at www.cpsc.com. The CPSC will list products
that have been recalled by the government or voluntarily by manufacturers.
Stop using any product you think is defective and call the manufacturer
and the CPSC immediately.
2) What constitutes a defective product?
A. Under the New Jersey Product Liability Act, a product
is defective if it is unfit, unsafe and unsuited for it's reasonably
intended and foreseeable uses. The focus is not on the conduct of those
making or selling the product but rather on the product itself. Stated
another way, even if a company used all the care in the world in making
its product, if it is determined to be defective, the company is liable.
There are three ways that a product is generally
considered defective. First, a product can be defective by design. In
other words, the design of the product causes it to be dangerous even
though the manufacturer made it exactly as specified in the design. The
second way a product is defective is if it contains a manufacturing flaw.
For example, a product could be designed properly and safe but because of
an error somewhere in the manufacturing process, one or more of the
products could become dangerous because of that flaw. The third way a
product can be defective is where the manufacturer fails to warn of the
inherent dangers associated with the use of the product thereby making the
product dangerous to unsuspecting consumers.
3) What should I do if I have been injured by a
defective product or a product that I think might be defective?
A. If you have been injured by a product you believe may
be defective stop using the product immediately. Depending on the size of
the product, make sure all reasonable steps are taken to preserve the
product in it's exact condition at the time of the accident. Photograph
the product at the place of the accident and make sure an investigation is
conducted immediately, either by the police in your town, your employer if
it happens at work or by your attorney's investigator, if you see a
lawyer. Important evidence must be preserved even if you are not in
control of the evidence. The failure to do so can make you liable to the
other parties in the case.
4) I rarely read all of the manuals and warnings that
come along with products I purchase. Does that matter if I'm injured at a
later date?
A. It is a good practice to read all of the warnings and
manuals that accompany the products you purchase. Failing to read them
does not prevent you from bringing a lawsuit since many times the manuals
and warnings fail to convey the real danger of certain products. In any
event, by reading the manuals and warnings you strengthen your case if you
are later injured by a defective product.
5) How can I tell if my lawyer has previous
experience in dealing with product liability lawsuits?
A. Ask your lawyer what his or her experience is in
handling product liability cases. Also ask friends and relatives for
referrals and then interview the two or three firms you believe are best.
From there, make your choice based on the lawyers experience, how well
organized the lawyer is, whether his or her staff is attentive to your
needs and follow your instincts.
6) I was injured at work by a product that I believe
was defective but I was told I couldn't sue my employer. Is that true?
A. Generally speaking, in New Jersey and most other
states, you cannot sue your employer or another employee for injuries you
sustain at work because you are entitled to worker's compensation even if
the employer is negligent. However, injuries involving defective products
are usually not caused by your employer and may be caused by the
manufacturer, the seller, the installer, or the maintenance company.
Nothing prevents you from bringing a lawsuit against these entities for
their actions in creating or maintaining a defective product. Moreover, an
employee injured at work is generally not considered to be negligent for
working on a defective machine in the workplace because he or she is doing
his or her job.
7) Does the store that sells a defective product have
any responsibility?
A: In New Jersey, retailers and other sellers of
defective products generally no longer have responsibility for selling
defective products to consumers that they did not make. Certain exceptions
do apply to when you can sue a retailer including, when the manufacturer
is from a foreign country, when the manufacturer has no insurance, and
when the manufacturer has filed bankruptcy to name a few.
8) How many people need to be injured by a product
before it can be considered defective?
A. There is no set amount of people that need to be
injured by a product before it's deemed to be defective. However, often
times we will find out through networking with other attorneys across the
country that similar cases exist. In the law, we call these "other similar
incidents" or OSI's. OSI's really help bolster your case and we always
affirmatively seek out other similar incidents, experts who were used and
previous outcomes at trial and/or settlement.
9) I was injured by a product that I believe was
defective but I later learned that I was unintentionally using it the
wrong way. Does that mean I cannot bring a lawsuit?
A. No. In New Jersey you can still bring a lawsuit.
Manufacturers not only have a duty to make products safe for it's intended
foreseeable uses but also for any foreseeable misuses of the product. Thus
a yard equipment manufacturer probably isn't responsible to foresee that
consumers would use a lawnmower to cut their hedges but may be responsible
to guard against hazards associated with the lawnmower for example, it is
foreseeable , even though not a proper use.
10) Who determines whether a product is defective and
how is that determined?
A. Generally, a jury of your peers determines whether
the product that injured you is defective. Most civil jury trials consist
of six jurors and two alternates. After hearing your case, they deliberate
and come to a decision as to whether the product was defective, if the
defect caused your injury and what amount of money, if any, would
compensate you for your injuries including mental pain and suffering, lost
wages, medical bills and the loss of life's pleasures. However, a judge
can make a preliminary decision as to whether your case has any merit at
all and dismiss your case if you have not at least met certain minimum
requirements in proving the product defect.
13) If the government has not issued a recall on a
product, does that mean that the product is not defective?
A: No. The government does not always issue recalls on
defective products and in many cases, the government becomes familiar with
a defective product only after successful lawsuits have brought attention
to the unsafeness of a product.
14) How long do I have to file suit if I'm injured by
a defective product?
A: In New Jersey, the best rule of thumb to follow is
that the minimum time in which to file a lawsuit in product defect cases
is two years from the date of the accident. Exceptions do apply for
minors, death actions, and others so you must contact an attorney
immediately if you think you have a potential lawsuit so that you can
obtain specific advice about your case.
15) What do I do if I'm injured by a product that I
do not own?
A: Attorneys can file emergent motions to preserve
evidence and have it turned over to them even before a lawsuit is filed.
Since having the product that injured you is extremely important to your
case, all efforts must be made to locate, preserve and take possession of
the product immediately.
16) What do I do if I'm injured by a product that may
be defective but I'm unsure of who manufactured it?
A: You do not need to know who manufactured a product
but you do need to know where the product is so that experts in the field
of machinery, engineering, accident reconstruction and safety and hazard
analysis can inspect the product to determine its origin as well as any
defects that the product may have.
17) What damages are recoverable in a lawsuit for
injuries arising out of a defective product?
A: Generally, the same damages recoverable in other
negligence cases are recoverable in product cases. The most common types
of compensatory damages recoverable are: physical and emotional pain and
suffering, disability and impairment, loss of life's pleasures, medical
bills and lost wages. Others may apply as well. In cases where the unsafe
product causes a death different damages apply which are set forth under
the wrongful death heading.
18) What are punitive damages?
A: Punitive damages are designed to deter and punish
conduct that is generally considered to be outrageous and either
intentional, willful or extremely reckless. In New Jersey, punitive
damages are capped at $350,000 or 5x the compensatory damages verdict,
whichever is larger.
19) What happens if I am injured by a product but
there are no witnesses to confirm what happened?
A: Not every case has witnesses other than the injured
person themself. However, that is not fatal to a case since many times
witnesses do not provide the best evidence because the emotional nature of
being involved in the event or near to it can generally make them poor
historians of that event. Accident reconstructionists and engineers are
routinely called upon to recreate accidents even when there are witnesses.
The physical evidence be very persuasive even without witnesses and is
often the best evidence of what happened.
20) I have three young children all under the age of
seven, what types of products pose the most serious threats and hazards to
their safety?
A: The Consumer Product Safety Commission keeps
statistics of child related deaths and injuries from unsafe products.
According to the CPSC 79% of injuries were to children under 15 years of
age, and 45% were to children under age 5. The CPSC urges gift-givers to
keep safety in mind when choosing toys for young children. The commission
requires labels to be on all toys marketed for children from 3 years old
up to 6 years old if the toys pose a choking hazard to children under 3.
The labels tell consumers that a toy is not safe for young children and
why it is not safe.
The commission offers consumers the following tips for
safe toy buying:
- 1. Select toys to suit the age, abilities, and
interest level of the intended child. Toys too advanced may pose safety
hazards to young children;
- 2. For infants, and all children who still mouth
objects, avoid toys with small parts that could pose a fatal choking
hazard;
- 3. For all children under 8, avoid toys that have
sharp edges and points;
- 4. Do not purchase electric toys with heating
elements for children under 8; and
- 5. Immediately discard plastic wrapping on toys
because it can cause suffocation.
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