THE FERRARA
LAW FIRM - FAQs
The Ferrara Law Firm
Frequently Asked Questions
WORKPLACE AND INDUSTRIAL ACCIDENTS
1. When am I considered to be at work?
A. When you are at your employers place of business or
when you are off the premises for the purpose of your employer you are
considered to be at work.
2. I heard that you can't sue your employer, is that
true?
A. In New Jersey you can only sue your employer if you
can prove that the employer acted intentionally or with such reckless
malice that injury was likely. Generally, the statutes and courts through
case law provide that an employee recovers through the worker's
compensation insurance carrier and can only pursue his/her employer in
extreme cases as noted above. This is a particularly complex topic and
should be thoroughly discussed with your attorney.
3. If I am hurt at work, what damages can I recover?
A. You can recover your lost wages, medical bills, and a
scheduled disability award through the Worker's Compensation Act. You can
also recover damages if someone other than your employer is responsible
for your injuries, for example, a defective product, a negligent general
contractor, unsafe premises etc.
4. Can I file a lawsuit against a co-employee for
negligence?
A. No, a co-employee is protected by the worker's
compensation act in much the same way as your employer is protected and
can not be sued in most cases.
5. If I am injured at work, do I have to see a doctor
that my employer chooses?
A. If you are injured at work you will need to see
doctors on behalf of the worker's compensation carrier if you wish to have
them pay your bills. However, in certain situations you can see a doctor
of your choice. You should thoroughly discuss your rights with an attorney
in this complicated area.
6. I was hurt on a dangerous machine at work. can I
be found at fault for using the machine even if my boss told me to use it?
A. Generally no, in New Jersey the Supreme Court ruled
that an employee is not negligent for the happening of an accident when he
is working at his/her assigned task. However, any fault on your part will
be considered by a jury when they are deciding what the legal cause of
your injury was.
7. Who pays my medical bills if I'm injured at work?
A.Your employers worker's compensation policy pays all
medical bills associated with an injury that arises at work. They may also
have to pay lost wages and other damages.
8. Should I fill out a report at work?
A. Yes, it is a very good idea to fill out a report to
document the incident as well as documenting your version of the facts.
This may also trigger an investigation into the safety of the product or
premises on which you were injured. It is also a good idea to contact an
attorney immediately in order to protect all your rights which may include
an OSHA investigation and preservation of evidence among other things.
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